Soma Fernatio Pro — financial analysis panel for Argentine SMEs

Turn your company's idle liquidity into an intelligently managed asset

Soma Fernatio Pro analyzes the behavior of your cash in real time and proposes diversification alternatives adjusted to your risk tolerance, without you losing control of the final decisions.

Soma Fernatio Pro — team analyzing financial data for liquidity management
The context

The weight that remains unassigned loses value with each passing month

In a scenario of persistent inflation, the balance that an SME maintains unallocated in the current account depreciates silently. Many companies know this, but postpone the decision because diversifying involves understanding instruments, terms and risk levels that are not always part of their main activity.

  • 1
    Idle liquidity with no clear destination Balances that remain immobilized due to lack of time or judgment to assign them safely.
  • 2
    Too many variables to evaluate manually Rates, fixed terms, mutual funds and bonds change daily; following them by hand consumes hours that are not left over.
  • 3
    Poorly dimensioned risk Without a clear profile, it is common to assume more exposure than desired or, through excessive caution, lose possible performance.
How it works

Predictive models adapted to your profile, explained in three steps

The platform does not make blind decisions: it builds a financial profile of your company and updates it as your cash movements change.

1

Reading cash data

Soma Fernatio Pro connects to information on income, expenses and available balances to identify recurring liquidity patterns and seasonal peaks typical of your business.

2

Risk profile and horizon

Based on a brief questionnaire and the historical behavior of the account, the system estimates how much surplus can be moved, for how long and with what level of acceptable exposure.

3

Adaptive recommendation

The model suggests a combination of instruments according to the defined profile. You review, adjust if necessary, and authorize each move before it is executed.

Tools

Features designed for daily treasury management

Each module is designed to accompany specific decisions, not to generate reports that no one finishes reading.

Visibility

Real-time dashboards

See the status of your liquidity, current positions and accumulated performance in a single dashboard, updated with each recorded movement.

Anticipation

Predictive cash flow models

Income and expense projections for 30, 60 and 90 days that help estimate how much surplus can be allocated to longer-term instruments without compromising the operation.

Control

Automatic risk alerts

Notifications when a position moves away from the defined profile or when an upcoming expiration requires your decision, so that no movement is left out of your radar.

Transparency

We prefer to show how we work rather than ask you to trust without seeing

We do not include generic testimonials. Instead, we explain what we do with the data and under what framework we operate.

Information security

Your company data is stored encrypted and used exclusively to generate your own recommendations; They are not shared with third parties or used for advertising purposes.

Documented methodology

The criteria behind each recommendation is described in a technical document available for those who want to review the logic before trading.

See methodology document

Local regulatory framework

The instrument suggestions consider the current regulations for the Argentine capital market and are limited to products authorized for commercialization in the country.

Frequently asked questions

Questions that usually arise before starting

Who has final control over each movement of money?

The system generates recommendations, but no operation is executed without your authorization. You can accept, modify or reject each suggestion before it is implemented.

How long does it take to start trading with Soma Fernatio Pro?

Initial setup, including cash data connection and risk profile definition, is typically completed within a few business days. The exact time depends on the availability of your company's accounting information.

What about the privacy of my company's financial data?

The information is used solely to calculate its own recommendations and projections. It is not sold or shared with third parties, and you can request the deletion of your data when you consider it necessary.

Next step

Review in a call how a risk profile would apply to your current cash

A short conversation is enough to show you how your profile would be set up and what type of recommendations you would receive during the first month.